Original Investment: This is the amount you invested at the beginning of the season.

Money Line: The money line comes into play when the bettor wishes to only decide who is going to win. In other words, there is no spread involved. You win, when the team you wagered on wins the game.

Spread: (a.k.a. the line) The spread involves another layer of decision making. You may decide a certain team is going to win, but it does not stop there. If the team is the favorite then they must win by the point spread at the time you placed your wager. If you bet on the underdog, then all you need them to do is not lose by more than the spread.

Per Game Return A percentage that is set at the beginning of a Progressive Wager. The Per Game Return is the % increase you wish to realize with every win.

Flat Maximum: or the ‘curse of insensitivity’, the flat maximum implies a positive role for simpler generic models; The predictive ability of linear models is insensitive to large variations in the size of regression weights and to the number of predictors.

The Recognition Heuristic

In 2008, I am using the following percentages for my star rankings.

10%
7.5%
5%
2.5%
1%